Privacy Policy

Keeping customer information secure is a top priority for all of us at Coastal Commerce Bank. It is the bank's policy to respect the privacy of our customers and to protect the security and confidentiality of your non-public personal information. This policy explains how we handle the personal information about you that we collect and may disclose.

"Nonpublic personal information" is information which you provide to us to obtain a financial product or service, or information we obtain in connection with providing that product or service to you.

Confidentiality and Security Practices

We protect the nonpublic personal information we collect about you by maintaining physical, electronic, and procedural safeguards that comply with federal standards. We train the people who work for us to properly handle your nonpublic personal information. We restrict access to nonpublic personal information about you to persons who need to know that information to provide products and services to you.

Collection of Information

We may collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us or others;
• Information we receive from consumer reporting agencies; and
• Information we receive from other third parties.

Types of Information We May Disclose

We may disclose all of the types of information that we collect as described above, subject to the restrictions described below.

Sharing of Information

Coastal Commerce Bank does not sell its customer's information to third parties. To enable us to better serve you, we may disclose nonpublic personal information about you to the following types of third parties:

• Financial service providers, such as mortgage brokers, securities brokers-dealers, and insurance producers
• Non financial companies such as data processors and check printers, and others with which we may contract to perform operational functions on behalf of the Bank and our customers
• Companies which may perform marketing services on our behalf or to other financial service providers with which we have joint marketing agreements, and which will agree with us to maintain the confidentially of the information they receive from us
• We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

Your Opt Out Right to Non-Affiliated Third Parties

If you prefer that we not disclose nonpublic personal information about you to non-affiliated third parties, you may opt out by directing us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to non-affiliated third parties, you may contact us for an opt out form.