Kasasa Cash

Kasasa Cash

Free Checking That Pays You The 2.01%APY* You Deserve (In Cash)

Kasasa Cash is a free checking account that puts 2.01%APY* right in your pocket. After all, it's your cash so you should benefit the most from it. No short-term. Just you getting the most for your money, every month. Kasasa Cash. Do you Kasasa?


Kasasa Cash is perfect for you if you want:

  • Free checking that gives you extra cash each month
  • No minimum balance to earn interest
  • Nationwide ATM fee refunds
  • Free online banking
  • $50 minimum to open account


To get 2.01%APY* do the following each monthly qualification cycle:

  • Have at least 10 Debit Card purchases post and settle (excluding ATM transactions)
  • Have at least one direct deposit or ACH automatic payment post and settle
  • Receive e-statements

If you miss a month, don't worry! You will still enjoy free checking and there's no penalty for not qualifying in a given month. Plus you get a base 0.05%APY* and you get right back to making 2.01%APY* and enjoying ATM refunds the next month you qualify.

*Annual Percentage Yield (APY) accurate as of 1/11/13. Minimum to open account is $50. Rate tiers are as follows: 2.01% APY applies to balances of $.01 - $10,000 and 0.20% APY applies to balances over $10,000 as long as qualifications are met each monthly qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 2.01% - 0.20% on all balances as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Unlimited nationwide ATM refunds at statement cycle if qualifications are met each monthly qualification cycle. Monthly qualification cycle requirements include: 10 Visa debit card purchases post and settle per monthly qualification cycle (excluding ATM transactions), one direct deposit or ACH auto debit post and settle per monthly qualification cycle, and enroll and agree to receive electronic statements via Online Banking for each monthly statement cycle. The monthly statement cycle for Kasasa Cash is on the 10th of each month. In the event that the 10th falls on a weekend, your account will cycle on the Friday before the 10th. "Monthly Qualification Cycle" means the period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle.

Monthly Qualification Calendar

View our Monthly Qualification Calendar here.