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Certificates of deposit

Coastal Commerce offers certificates of deposit with flexible terms and competitive rates that will help you reach your ultimate goals. Visit our Financial Tools page for help with structuring your savings plan.

Certificates of DepositLarge Certificates of Deposit
 IRA Certificates of DepositLarge IRA Certificates of Deposit

CDs should be stored with other valuables in a secure safe deposit box.

Certificates of Deposit

  • $1,000 minimum opening deposit for term of more than 90 days

  • $10,000 minimum opening deposit for term of less than 90 days

  • Maturities ranging from 14 days to 60 months available

  • Withdrawals cannot be made prior to maturity without a penalty

  • Interest rate will remain the same throughout the term of the CD

  • You have up to 10 days after the maturity date to withdraw funds without a penalty

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Large Certificates of Deposit

  • $100,000 minimum opening deposit

  • Maturities ranging from 14 days to 60 months available

  • Withdrawals cannot be made prior to maturity without a penalty

  • Interest rate will remain the same throughout the term of the CD

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IRA Certificates of Deposit

An IRA is an excellent way to supplement your retirement income. IRAs are FDIC insured, guaranteed as a safe investment, and earn competitive interest rates.

  • No service charge

  • $1,000 minimum opening deposit

  • Interest compounded annually and credited to the account annually

  • After reaching age 59-1/2, interest can be received monthly

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Large IRA Certificates of Deposit

An IRA is an excellent way to supplement your retirement income. IRAs are FDIC insured, guaranteed as a safe investment, and earn competitive interest rates.

  • No service charge

  • $100,000 minimum opening deposit

  • Interest compounded annually and credited to the account annually

  • After reaching age 59-1/2, interest can be received monthly

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