Commercial Checking

The Edge Account (Small Business) • Analysis Checking • Commercial Interest Checking
Commercial Money Market

The Edge Account (Small Business)

• Minimum deposit to open account: $50
• Service Charge: $5.00 only if minimum balance falls below $300
• First 200 transactions FREE - (50¢ per transaction over 200)
• FREE Debit Card
• FREE Online Banking
• Imaged checks can be returned with monthly statement - $5.00 statement image fee

Any commercial checking account is eligible for Analysis Checking, which gives a credit allowance based on your daily balances to offset your service charges and activity fees.

• Analysis charge: $10

  • 15¢ per debit

  • 15¢ per credit

  • 08¢ per “on us” deposit item

  • 08¢ per “transit” deposit item

• Credit allowance based on 90-day T-Bill rate

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Commercial Interest Checking

• Service Charge: $10 only if minimum balance falls below $5,000

  • 20¢ per debit

  • 20¢ per credit

• Interest accrued daily on minimum collected balance of $2,500 or more

• Minimum deposit to open account: $2,500

• Individuals, sole proprietorships, DBAs, non-profit organizations, governmental units, pension funds & escrow accounts are eligible to open a Commercial Interest Checking account

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Commercial Money Market

• Service Charge: $15 only if minimum balance falls below $10,000

• $10 per debit over regulatory limit

• Interest rates tiered based on daily collected balance

• Minimum deposit to open account: $5,000

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